Home Life insurance Final expense
Final expense life insurance
A gift of peace for the people you love.
Final expense coverage pays for a funeral and burial so your family isn’t left with the bill. John offers final expense life insurance through Lincoln Heritage.
Funeral costs are rising fast
What a funeral really costs.
For the last 30 years, funeral costs have grown much faster than the overall Consumer Price Index. A traditional funeral and burial commonly runs $15,355 and up.
Final expense insurance is sized to cover exactly this, so the people you love can grieve without worrying about money.
Funeral & cemetery
A common cost breakdown
- Funeral costsProfessional services, transfer of remains, embalming, viewing, service at the funeral home or church, hearse, flower van, cards, steel casket, burial vault$8,755
- Cemetery plot$3,000
- Opening & closing of the grave$1,600
- Upright stone marker$2,000
Sources: National Funeral Directors Association, Trends and Statistics 1960–2015; Federal Trade Commission, Funerals: A Consumer Guide; Funeral Consumer Guardian Society. For informational purposes only.
How it works
Covered quickly. Paid quickly.
Lincoln Heritage final expense coverage is built for the moment it’s needed.
Most people qualify
Many people who can’t get a traditional life insurance policy can still be covered.
Same-day coverage
Answer no to the health questions and you can be covered the same day.
Claims paid in about 24 hours
Lincoln Heritage pays final expense claims in about 24 hours, where many life insurance plans pay only after 30 to 45 days, on proof of a death certificate.
Claim timing as described by Lincoln Heritage. Ask John for current terms, eligibility and the health questions.
Talk to John
A quiet, respectful conversation.
John will explain the options and help you find coverage that fits your budget, with no pressure.